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Pré-publication, Document de travail Année : 2013

Female Access to Credit in France: How Microfinance Institutions Import Disparate Treatment from Banks

Résumé

This paper compares the loans granted to male and female entrepreneurs by a French microfinance institution (MFI). The sample period is split in two: before and after the MFI implemented France's regulatory EUR 10,000 loan ceiling. In the first period, the MFI does not co-finance projects with mainstream banks and loan size is gender-insensitive. In the second period, the MFI does co-finance above-ceiling projects with mainstream banks, and we observe a gender gap in loan size. The results suggest that co-financing leads the originally gender-neutral MFI to import disparate treatment from mainstream banks.
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Dates et versions

halshs-00874448, version 1 (17-10-2013)
halshs-00874448, version 2 (08-01-2014)

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  • HAL Id : halshs-00874448 , version 2

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Anastasia Cozarenco, Ariane Szafarz. Female Access to Credit in France: How Microfinance Institutions Import Disparate Treatment from Banks. 2013. ⟨halshs-00874448v2⟩
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